Oberbank is part of a three-bank group whose other members are affiliates Bank für Tirol und Vorarlberg (BTV) and Bank für Kärnten und Steiermark (BKS). The group is active throughout Austria and neighboring countries. Oberbank is a commercial and universal bank providing corporate and private customers - with the latter constituting a main sector of activity - based in the Danubian basin and particularly in the region encompassing Munich and Vienna with a comprehensive range of products and services.

Its balance sheet sum of €14 billion makes Oberbank one of the ten largest banks in Austria. Oberbank is an independently owned and dynamically-developing bank which has devoted itself to serving its region, which represents the heart of Europe. The bank has a staff of 1,900. Its 124 offices are located in the Austrian states of Upper Austria, Salzburg, Lower Austria, Vienna and Burgenland, and in Bavaria, the Czech Republic and Hungary. Employing the bank's entire range of supportive facilities, the thrusts of its corporate business are the provision of consultancy-intensive financial services in the areas of export financing, currency and interest rate management,  and the structuring of the financing of investments.