R+V Allgemeine Versicherung AG
Headquartered in Wiesbaden, R+V Versicherung is one of Germany's leading insurers. For many years, the company's rate of growth has exceeded that of its sector. R + V's operations are characterized by a great risk-bearing capacity.
R + V has some 7 million customers
in Germany. They have taken out some 19 million policies with this mutual
insurance company.
The wellspring of the company's success has been its ability to create insurance solutions innovatively meeting customer needs and wishes. R+V's range of products comprises all known forms of insurance coverage used by private customers. This includes everything from standard products (motor vehicle insurance) to individual private care plans (old age pension plans). R + V has a long tradition of maintaining close ties with Germany's SMEs, with these being active in wholesaling and retailing, the skilled trades, the commercial sector and agriculture. Specialists working for R + V develop insurance plans meeting the specific needs of these corporate customers and of their sectors as a whole. Independent agencies have conferred ratings upon R + V that confirm the good quality of its services and products and the strong financial power of the corporation as a whole.
R + V's main edges over its competitors are the close ties that it maintains with distribution partners and customers. The basis of these ties is the high quality of consulting and other services provided by the company to them. These services go beyond the sphere of insurance coverage. R+V and its service provision subsidiaries have accumulated a broad-ranging pool of expertise. This, in turn, enables it to create the solutions for the complex needs of customers in the area of personal and composite insurance coverage. These solutions facilitate the setting up of corporate pension plans, of environmental management systems, and of immediate assistance plans for victims of bank robberies. R+V maintains a customer center making it accessible on a 24/7 basis, and enabling it to provide immediate assistance - via dedicated hotlines - to those facing emergencies.
Services
R+V Versicherung forms part of the DZ BANK Group, along with Bausparkasse Schwäbisch Hall, DG HYP (Deutsche Genossenschafts-Hypothekenbank), DZ BANK International, DZ PRIVATBANK Switzerland, TeamBank, Union Investment Group, VR LEASING and other special-purpose institutions. These companies constitute one of the main engines of the comprehensive range of financial services provided by the cooperatively-based DZ BANK Group. The close working relationships among the companies have enabled the DZ BANK Group to optimize the range of offerings distributed to the cooperative banks' 30 million customers.
DZ BANK Group itself forms part of the cooperatively-based FinanzVerbund. This "financial league" comprises some 1,200 credit unions (Volks and Raiffeisen banks), and is, based on its balance sheet sum, one of the largest private financial services organizations in Germany. DZ BANK AG serves as the "central bank" and commercial bank for FinanzVerbund and for some 1,000 credit unions. These, in turn, maintain 12,000 banking offices.
FinanzVerbund has a long tradition of supplying banking services, insurance, home ownership savings plans and securities-based investing options. This tradition is being pursued by DZ BANK Group's special-purpose institutes. Each of them offers in its field first-class products at reasonable prices. This array of specialists enables Germany's credit unions to offer their customers a complete range of excellent financial services.
The wellspring of the company's success has been its ability to create insurance solutions innovatively meeting customer needs and wishes. R+V's range of products comprises all known forms of insurance coverage used by private customers. This includes everything from standard products (motor vehicle insurance) to individual private care plans (old age pension plans). R + V has a long tradition of maintaining close ties with Germany's SMEs, with these being active in wholesaling and retailing, the skilled trades, the commercial sector and agriculture. Specialists working for R + V develop insurance plans meeting the specific needs of these corporate customers and of their sectors as a whole. Independent agencies have conferred ratings upon R + V that confirm the good quality of its services and products and the strong financial power of the corporation as a whole.
R + V's main edges over its competitors are the close ties that it maintains with distribution partners and customers. The basis of these ties is the high quality of consulting and other services provided by the company to them. These services go beyond the sphere of insurance coverage. R+V and its service provision subsidiaries have accumulated a broad-ranging pool of expertise. This, in turn, enables it to create the solutions for the complex needs of customers in the area of personal and composite insurance coverage. These solutions facilitate the setting up of corporate pension plans, of environmental management systems, and of immediate assistance plans for victims of bank robberies. R+V maintains a customer center making it accessible on a 24/7 basis, and enabling it to provide immediate assistance - via dedicated hotlines - to those facing emergencies.
Services
R+V Versicherung forms part of the DZ BANK Group, along with Bausparkasse Schwäbisch Hall, DG HYP (Deutsche Genossenschafts-Hypothekenbank), DZ BANK International, DZ PRIVATBANK Switzerland, TeamBank, Union Investment Group, VR LEASING and other special-purpose institutions. These companies constitute one of the main engines of the comprehensive range of financial services provided by the cooperatively-based DZ BANK Group. The close working relationships among the companies have enabled the DZ BANK Group to optimize the range of offerings distributed to the cooperative banks' 30 million customers.
DZ BANK Group itself forms part of the cooperatively-based FinanzVerbund. This "financial league" comprises some 1,200 credit unions (Volks and Raiffeisen banks), and is, based on its balance sheet sum, one of the largest private financial services organizations in Germany. DZ BANK AG serves as the "central bank" and commercial bank for FinanzVerbund and for some 1,000 credit unions. These, in turn, maintain 12,000 banking offices.
FinanzVerbund has a long tradition of supplying banking services, insurance, home ownership savings plans and securities-based investing options. This tradition is being pursued by DZ BANK Group's special-purpose institutes. Each of them offers in its field first-class products at reasonable prices. This array of specialists enables Germany's credit unions to offer their customers a complete range of excellent financial services.
Key figures
Staff size: 11,076Number of domestic customers: some 7 million
Year of founding: 1922
Gross premium income (IFRS): EUR 9,451 million