On September 28, 1884, the Kingdom of Bavaria's interior ministry authorized the launching of business by the NÜRNBERGER Lebensversicherungs-Bank. The insurer's operations have since then been marked by an independence and security of operation, and by a quality and innovativeness of products and services. These traits have been responsible for the insurer's success.

NÜRNBERGER is a prime insurer of families and of SMEs and a leading provider of pension plans for occupational groups.

NÜRNBERGER owes this position to the succession of innovative products and services it has created. These offerings have given the insurer an excellent reputation and strong positions in emerging and high-promise fields on its market in Germany.

By way of example: NÜRNBERGER was responsible for making unit-linked life insurance popular in Germany.

Thanks to its flexible tariffs, advanced products and consumer-friendly conditions, NÜRNBERGER has attained the number two position on Germany's market for disability insurance. This is largely thanks to IBU. This proprietary product has become the standard-setter in its sector.

Among the innovations pioneered in Germany by NÜRNBERGER has been "assistance protection". This refers to services benefiting customers and thus extending the protection offered by insurance coverage. Another innovation and another area in which NÜRNBERGER is a leader: computer-supported consulting services. Laptops and expert programs rapidly turn customer wishes into offers precisely meeting customer wishes and needs and available at advantageous rates.

Other factors responsible for NÜRNBERGER's reputation for excellence are its prudent corporate management and associated strategy and policies. This reputation is confirmed by the rankings and ratings of the insurer. Issued by renowned and internationally-active agencies, these give NÜRNBERGER and its products highest marks for levels of consumer protection and security and for quality of service.